Banking tokens have been a hot topic in recent weeks. The market seems to be moving towards banking utilities in Q4, and among all the altcoins to watch on the market, three stand out.
1 – Digitap ($TAP) – A new project offering the world’s first omnibank.
2 – Cardano (ADA) – A development-focused platform with the potential to build banking infrastructure.
3 – Ripple (XRP) – A traditional player that may have the backing of major institutions.
Digitap: A highly innovative banking utility that combines TradFi and DeFi
Digitap has finally accomplished what many have not been able to accomplish. They created a product that blends traditional finance and banking with cryptocurrencies. This product allows users to hold and store fiat and crypto assets in one place and choose what they want to pay for.
It also enables seamless and instant conversion, allowing you to use Digitap anywhere VISA is accepted. In addition to being supported by VISA, Digitap is also available through Google Pay and Apple Pay.
This ease of use and the wide range of use cases that benefit both crypto and non-crypto people means Digitap could see insane adoption in the near future. It is also easy to access and has many benefits, making it a great new cryptocurrency for beginners.
Speaking of benefits, Digitap uses a robust AI-powered routing system that brings cross-border payment fees to an all-time low. That means reducing the industry average of 6.2% to less than 1%. It also provides non-cryptocurrency users with the experience of the cryptocurrency market, providing access to non-mandatory KYC, anonymity, offshore accounts, speed, and security.
All of this is available while $TAP is still on pre-sale and currently selling for $0.0159 per token. So far, $TAP has raised over $650,000, sold over 53 million tokens, and interest is skyrocketing. This stage of the presale is 93% sold out, and once it reaches 100%, the price of $TAP will rise to $0.0194, an increase of 22% from the current price.
| metric | detail |
| stage price | $0.0159 |
| Next stage price | $0.0194 |
| tokens sold | Over 53.2 million |
| funding | Over $650,000 |
| Fundraising goal | 10 million dollars |
ADA prices are rising: Is this an accumulation phase for Cardano?
ADA prices have been volatile in recent weeks. It all started with a market-wide fire sale on September 22, 2025, which caused the top 10 altcoins and the majority of the market to plummet in value. Then the market started to recover and so did ADA.
Currently, the price of ADA is hovering around $0.8066. 5.26% decrease In the past week. That is, the price of ADA fell, recovered, and is now falling again. ADA trading volume is also decreasing, dropping by 28.48% in the past 24 hours. The market cap of ADA is similar, currently down 1.75% in the past 24 hours.
According to experts, ADA may be in an accumulation phase as it is expected to surge due to the current crypto banking boom. Ali Martinez state This means that once the price of ADA reaches $0.90, the price above it will be $1.10.
He also points out that most experts believe the ADA price will bounce back and rise soon as the Cardano whale is active. In other words, Cardano whale recently purchased 70 million ADA The token is poised for potential upside.
XRP has also established itself and is currently trading in the critical zone
XRP is in a similar situation to ADA due to recent price movements. The price of XRP also fell due to the sell-off of the entire market, but it has since rebounded and is currently trading in the red. That means the price of XRP is currently $2.80. 5.91% decrease In the past 7 days. XRP trading volume has also decreased by 30.17% in the past 24 hours, indicating calmness among traders/investors.
According to Ali Martinez$2.80 is an important level for the price of XRP and could dictate the course of the price. Therefore, if the price of XRP manages to break out, a rally will most likely occur. However, if the XRP price falls below, it could head towards a correction to $2.72.
A potential correction to $2.72 represents the price of XRP and could therefore mark a bottom for the XRP price. triangular bottom. If that happens, the price of XRP will likely rebound, possibly reaching $3 or higher. And with the banking boom in the market, experts believe that XRP is likely to reach $3 or higher. Therefore, they consider it to be one of the top cryptocurrencies to buy right now.
Why Digitap is leading the new wave of banking tokens
While the usefulness and importance of Cardano and XRP cannot be underestimated, Digitap has the potential to outperform both of them in this new banking era. That’s because Digitap, as an omnibank, bridges the gap between cryptocurrencies and finance and banking, appealing to all types of users, including crypto users, individuals who have never used crypto before, and businesses.
Also, Digitap has a low market capitalization and has a lot of room for growth with future launches. This combination of real-world applications, a deflationary token model that helps $TAP rise in price, and a presale rapidly approaching the next stage creates a strong case for Digitap to be a leader in the banking token segment.
Digitap is currently live. Learn more about their projects here:
Pre-sale https://presale.digitalap.app
Website: https://digitalap.app
Socializing: https://linktr.ee/digitalap.app
Disclaimer
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